Tag Archives: living revocable trust

Are Gay and Lesbian Couples Disadvantaged When Seeking Custody in Ohio?

Gay and lesbian couples are often concerned that their “non-traditional family” will be a disadvantage in custody decisions. While technically this issue is never to be determinative of custody disputes, lest tgay_adoptionhe Court violate the Equal Protection Clause, many gay and lesbian couples feel that their sexual orientation played a role in the ultimate disposition of the Court.   Putting aside potential biases of certain judges, there is at least one case that seems to lend credence to those concerns.  In 2008, the Second Appellant District in Clark County decided a case by the name of Page v. Page in which the Court specifically stated that a homosexual relationship of a mother caused adverse affects to the minor children and warranted a change of custody from that mother to the father.  The facts of that case can be summarized as follows:

Four years after the mother was designated the residential parent of both children, the father filed a motion to modify the allocation of parental rights and responsibilities.  The common pleas trial Court granted the father’s motion and awarded him custody.  The appellate court held that the common pleas court did not err in finding that a change of circumstances occurred as there was evidence that, as a collateral result of the mother’s relationship with her same-sex partner, both children had experienced personality disorders, and therefore, modification of custody was in the children’s best interest. The court determined that the adverse collateral effects of the mother’s relationship with her partner and the partner’s role in the children’s lives showed little room for improvement in the future.

While the Court was careful to say that it was not basing its decision on the simple fact that the mother was a lesbian, but rather the collateral affects that her relationship had on the children, it should give pause to the gay and lesbian couples fighting for custody.  This is something to keep an eye on in the future as more and more gay and lesbian couples fight for custody of one of the partner’s minor children.

Content brought to you by the law firm of Morrison & Nicholson

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What advantages does a living trust offer over a will?

So you are sitting around listing your new year resolutions: quit smoking, lose ten pounds, start jogging, and most importantly hire an attorney to draft that will you have been putting off for years. Alright, so no one made it their resolution to have a will drafted, but it still makes for a nice segue into my first blog entry of the year:

What advantages does a living trust offer over a will?

A will is a document that describes the final disposition of all your assets after you die.Upon death your will is submitted to and approved by the probate court.A trust is a document that controls all assets transferred to it.It is helpful to think of a trust document as a large Rubbermaid bin that holds all of your assets and you alone control these assets as the sole trustee.Upon your death a successive trustee named within the trust document then controls those assets.

PROBATE:

Perhaps the most cited advantage of a trust over a will is the avoidance of probate.Under a will the transfer of property is overseen by the probate court which can generate substantial attorney fees.Compare that to trust whereby property is immediately transferred to a trustee upon the death of the testator thereby circumventing the need for probate.Thus, a living will is especially helpful to those who own property in different states as they can avoid numerous probate procedures.

PRIVACY:

Additionally, since a trust does not need to be submitted to the probate court it is not public record and as such cannot be seen by just anyone.A will on the other hand is public record and can be seen by any curious citizen.

DISABILITY:

In the unfortunate event of your disability a living trust is more desirable than a traditional will.If your total assets are held in a trust then a successive trustee will automatically have the power to control and manage your property.However, if you have a simple will then you would also need a durable power of attorney or a court appointed conservator to have the same effect.

CONCLUSION:

Whether or not a trust or a living will is best for you must be determined on a case-by-case basis and there are many advantages and disadvantages not mentioned in this brief posting.This summary is meant to serve as a primer and should not take the place of consulting an attorney.Be sure to check back soon for my next post where I will address some situations in which a will may be a more appropriate final disposition vehicle than a living trust.

 

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How much does SSI pay per month?

How much will your Supplemental Security Income (SSI)  checks pay each month? Well, it varies as some states award additional income to the base amounts listed below. That being said, here are the amounts for 2012. Keep in mind that these amounts change each year in conjunction with the cost of living adjustment (COLA).

Social Security Administration SSI payout amounts for 2012:

 

Calculation details
Recipient Unrounded annual amounts for— Monthly amounts for 2012
2011 2012 a
Eligible individual $8,095.32 $8,386.75 $698
Eligible couple 12,141.61 12,578.71 1,048
Essential person 4,056.93 4,202.98 350
The unrounded amounts for 2012 equal the unrounded amounts for 2011 increased by 3.6 percent.

 

Payment reduction
Remember, these payouts are lowered depending on your countable income each year. If you are thinking of applying for disability benefits click for a free consultation or call 1-800-596-1533.

Posted in Social Security SSD/SSI | Tagged , , | 41 Comments

Does my income affect my child’s ability to qualify for Social Security Benefits?

How much income can parents have before their children no longer qualify for Supplemental Security Income benefits?

Disabled children can qualify for benefits under the Supplemental Security Income (“SSI”) program, which is administered by the Social Security Administration, depending: (1) on the nature of their disabilities; (2) on how much income they have (if any); and (3) on their available resources. Children’s “available resources” include the income (and assets) of their parents and guardians. Therefore, many parents and guardians of disabled children wonder how much income they can have before their children no longer qualify for SSI benefits.

The Social Security Administration (“SSA”) defines a child as someone who is not married; is not head of a household; and is under age 18, or is under age 22 and regularly attending school. This discussion only applies to SSI benefits for disabled children, as the SSA defines the terms “disabled” and “children.”

1. Nature of disability. According to the definition established by the applicable laws and regulations, a child is “disabled” if the child “has a medically determinable physical or mental impairment, which results in marked and severe functional limitations, and which can be expected to result in death or which has lasted or can be expected to last for a continuous period of not less than 12 months.” In other words, a child is disabled for purposes of SSI benefits if the child has a very serious medical condition that will last (or has lasted) for at least one year. For example, a child who suffers from cystic fibrosis could qualify for SSI benefits. A child with a minor broken leg, but who did not otherwise have a serious medical condition, would probably not qualify.

2. Child’s income (if any). In terms of a child’s income, a child may not earn more than $1,000.00 per month from employment and still qualify to receive SSI benefits (in 2011; the limit on a child’s total monthly income changes every year). On the other hand, a child who is unemployed, or who is employed but earns less than $1,000.00 per month (in 2011), would meet the income limit.

3. Income and resources (i.e. assets) of parents or guardians. The determination of a child’s eligibility to receive SSI benefits also takes into account

Income, in this context, comes in two varieties: “earned income” and “unearned income.” Earned income consists of “wages from employment, net earnings from self-employment, certain royalties and honoraria, and sheltered workshop payments.” Unearned income consists of money received from other sources, “such as Social Security benefits, pensions, state disability payments, unemployment benefits, interest income, and cash from friends and relatives.” Some income is exempt and does not count toward the applicable limits. The following chart illustrates the income limits currently applicable in many (but not all) circumstances.

Number of Ineligible Children in Household

All Income is Earned

All Income is Unearned

One Parent in Household

Two Parents in Household

One Parent in Household

Two Parents in Household

0

$2,821

$3,495

$1,388

$1,725

1

$3,158

$3,832

$1,725

$2,062

2

$3,495

$4,169

$2,062

$2,399

3

$3,832

$4,506

$2,399

$2,736

4

$4,169

$4,843

$2,736

$3,073

5

$4,506

$5,180

$3,073

$3,410

6

$4,843

%5,517

$3,410

$3,747

By “resources,” the SSA essentially means property. For instance, resources include bank accounts, cash, life insurance, real estate, stocks, U.S. savings bonds, vehicles and other property belonging to a child’s parents or guardians that could be exchanged for cash and used for food or shelter. Some resources, such as a home, household goods and personal effects, and money in pension funds, are exempt and do not count toward the applicable limits. Currently, the applicable resource limit (for non-exempt resources) is $2,000 for a single parent or guardian, and $3,000.00 for a couple.

To summarize: A disabled child’s eligibility for SSI benefits depends upon the nature of the child’s disability, the amount of income that the child earns (if any), and the income and resources available to the child—including resources available through parents and guardians. Regarding the resources of parents and guardians, the limits vary from case to case depending on the circumstances. The income limits listed in the foregoing chart, and the resource limits discussed above, might or might not apply in a specific situation because of the many rules and regulations, as well as exemptions, that govern SSI eligibility for disabled children. If you are the parent or guardian of a disabled child and would like to learn more about SSI eligibility, then talk with a lawyer with experience dealing with Social Security issues.

Posted in Social Security SSD/SSI | Tagged , | 22 Comments